Need Help Paying Bills has resources for finding financial assistance with bills, free items, housing, food, and emergency or long term help for basic needs. There are local agencies as well as state and national organizations, including charities, non-profit agencies, and government social services. Find info about rent or utility bill assistance, food pantries, mortgage payment help, free health or dental clinics, and more. There is also information on financial services offered directly to consumers from private companies such as utility companies and credit counselors.

Even if you do not find a direct service on the website, it can give you ideas of what to look for in your own state or community.

The information you find on Needhelppayingbills, all of which is free, may be able to help you and your family make it through a difficult period. Learn about financial assistance programs such as LIHEAP, Housing Choice Voucher (Section 8), or eviction prevention. A number of services are also available that can help people gain longer term self-sufficiency through job training or other employment services.

Most of the organizations and programs listed have limited funding. Many resources will also have qualifications that need to be met, or an application that may need to be completed. Unfortunately not everyone will be able to qualify for help. Since funding is limited, even if you do qualify for a program, there may not be any funds available. Also any financial assistance provided will tend to be only for a portion of your bills and expenses, as most non-profit agencies will only contribute partial funding.

See website for a list of Partners and information about many other resources.

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